Owner OccupiedInvestmentBasicLow DocLine Of Credit
- Up to 97% LVR for purchases
- No Lenders Mortgage Insurance or Lender Protection Fee up to 85% LVR for standard loans or 90% LVR for professionals ^
- Flexible repayment options
- Up to 5 years fixed rate or 30 years variable
- Principle and interest or interest only options
- Bpay, offset and redraw facilities available ^
- Professional pack
- Direct salary credit
Lending Criteria – Full Doc
- PAYG applicants last two payslips AND Letter of Employment, tax assessment notice or last group certificate
- Self-employed application last two tax returns AND last two years tax assessment notices
- Minimum loan amount $50,000
- Telco or utilities defaults <$500 are considered however must be paid prior to submission.
Not all features available on all products.
^ Only applies to specific Lenders
- Fixed rates up to 5 years
- Variable rates up to 30 years
- Principle and Interest or Interest Only terms
- Up to 95% LVR for purchases
- Genuine savings required
- Flexible repayment options
Not all features available on all products. Please refer to product specs for additional information.
^Homeloans Accelerate Prime full doc only. Lender Protection Fee payable above 80% on Homeloans Accelerate Prime Plus (full doc), and on all Homeloans Accelerate Prime and Prime Plus Lo Doc loans
Lending Criteria – Full Doc
- PAYG applicants last two payslips AND Letter of Employment, tax assessment notice or last group certificate
- Self-employed application last two tax returns AND last two years tax assessment notices
- Category 1-4 security locations
- Minimum loan amount $100,000
- Telco or utilities defaults <$500 are considered however must be paid prior to submission.
Low variable rates with basic features
A flexible home loan for self-employed people and small business owners with fluctuating income.
- ABN Registered for 24 months
- GST Registered for 12 months. (not required if annualised income under $75,000)
- Declaration of Financial Position plus 2 of the following:
– 6 months business bank statements required – 6 months BAS statements – Accountant’s letter
Establish cash flow by utilising your home’s equity with a line of credit facility.