Latest Summer Campaigns – Limited Time Only
Refinance with Westpac for a $1250 rebate.
Receive a $1,250 rebate when they refinance to a Westpac Premier Advantage Package home loan. Annual Package fee of $395 applies with a minimum loan size of $150k. Excludes Owner Occupiers with Interest Only repayments and refinances within Westpac Group.
New Fixed Rate Option Home and Investment Property Loan Interest Rates
| Product Type | Repayment Type | Current Base Interest Rate* p.a. | % Disount p.a. | Promotional
PAP Interest Rate* p.a. |
Promotional Comparison** Rate p.a. | |
| 2 Year | Fixed Options Home Loan | Principal & Interest | 4.08% | -0.29% | 3.79% | 4.86% |
| Interest Only | 4.59% | -0.50% | 4.09% | 5.38% | ||
| Fixed Rate Investment Property Loans | Principal & Interest | 4.39% | -0.50% | 3.89% | 5.31% | |
| Interest Only | 4.79% | -0.70% | 4.09% | 5.75% | ||
| 3 Year | Fixed Options Home Loan | Principal & Interest | 4.19% | -0.30% | 3.89% | 4.82% |
| Interest Only | 4.69% | -0.50% | 4.19% | 5.32% | ||
| Fixed Rate Investment Property Loans | Principal & Interest | 4.44% | -0.45% | 3.99% | 5.23% | |
| Interest Only | 4.79% | -0.60% | 4.19% | 5.64% | ||
To be eligible for the offer the following conditions must be met:
- Offers applicable to new lending only.
- Fixed Rate Loans must be under the Premier Advantage Package.
- Fixed Rate Offer is available in conjunction with any other valid home loan offer.
- Excludes existing home loans, increases, switches and internal refinances.
- Excludes Non-Resident lending.
Fixed Rate Lock-In – Fixed Rate Lock-In will provide interest rate certainty for 90 days from the offer date (product selection date) for a fee of 0.10% of the loan amount.
Flexi First Option Home Loan Introductory Offer changes.
| Product | Repayment Type | Offer | Details |
| Flexi First Option Home Loan | Principal & Interest | 3.59%p.a.
2 year Introductory Variable Rate |
Clients will receive a 1.00%p.a. discount for the first 2 years. Clients will then roll onto the Flexi First Option Home Loan base rate. |
| Flexi First Investment Loan | Principal & Interest | 3.99%p.a.
2 year Introductory Variable Rate |
Clients will receive a 1.15%p.a. discount for the first 2 years.
Clients will then roll onto the Flexi First Investment Loan base rate. |
To be eligible for the offer the following conditions must be met:
- Offer applicable to new lending only for Flexi First Option Home Loan for Principal and Interest repayments.
- Offer excludes Owner Occupied for Interest Only repayments, Investment Property Loan for Interest Only repayments and SMSF Loans.
- Offer available for a limited time only.
- Discounts do not apply to internal refinances and are not transferable between loans.
- Not available to Non-Resident borrowers.
$0 establishment fee applies to Flexi First Option Home and Investment Loans for Principal and Interest repayment types, excluding Owner Occupied for Interest Only repayments.
Please note: Flexi First Home Loan and Investment Property Loan offers are subject to strict terms and conditions, it is critical you have thoroughly read and understood these requirements.
