The following changes are effective for new and existing customers who switch into one of the following products from Friday 11 August 2017.
| ► | Owner Occupied Principal & Interest (P&I) 1, 3, and 5 Year Fixed Rate Home Loans will decrease. |
| ► | Owner Occupied Interest Only (IO) 1 Year Fixed Rate Home Loan will decrease. |
| ► | Investment P&I 1, 3, 4 and 5 Year Fixed Rate Home Loans will decrease. |
| ► | Investment IO 1, 3, and 5 Year Fixed Rate Home Loans will decrease. |
| ► | Variable rates for our Extra 2 Year Introductory and Life of Loan products will decrease. |
| Product | New Rate | Change | Comparison Rate (p.a.) |
| (p.a.) | (p.a.) | ||
| Fixed Rate Principal & Interest Owner Occupied Home Loans | |||
| 1 Year Fixed Rate | 4.14% | -0.40% | 5.26% |
| 3 Year Fixed Rate | 4.14% | -0.10% | 5.07% |
| 5 Year Fixed Rate | 4.54% | -0.20% | 5.08% |
| Fixed Rate Principal & Interest Owner Occupied Home Loans under MAV | |||
| 1 Year Fixed Rate | 3.99% | -0.40% | 5.05% |
| 3 Year Fixed Rate | 3.99% | -0.10% | 4.93% |
| 5 Year Fixed Rate | 4.39% | -0.20% | 4.99% |
| Product | New Rate | Change | Comparison Rate (p.a.) |
| (p.a.) | (p.a.) | ||
| Fixed Rate Interest Only Owner Occupied Home Loans | |||
| 1 Year Fixed Rate | 4.64% | -0.15% | 5.31% |
| Fixed Rate Interest Only Owner Occupied Home Loans under MAV | |||
| 1 Year Fixed Rate | 4.49% | -0.15% | 5.09% |
| Product | New Rate | Change | Comparison Rate (p.a.) |
| (p.a.) | (p.a.) | ||
| Fixed Rate Principal & Interest Investment Home Loans | |||
| 1 Year Fixed Rate | 4.34% | -0.40% | 5.80% |
| 3 Year Fixed Rate | 4.39% | -0.30% | 5.55% |
| 4 Year Fixed Rate | 4.64% | -0.35% | 5.53% |
| 5 Year Fixed Rate | 4.64% | -0.55% | 5.45% |
| Fixed Rate Principal & Interest Investment Home Loans under MAV | |||
| 1 Year Fixed Rate | 4.19% | -0.40% | 5.58% |
| 3 Year Fixed Rate | 4.24% | -0.30% | 5.41% |
| 4 Year Fixed Rate | 4.49% | -0.35% | 5.41% |
| 5 Year Fixed Rate | 4.49% | -0.55% | 5.35% |
| Product | New Rate | Change | Comparison Rate (p.a.) |
| (p.a.) | (p.a.) | ||
| Fixed Rate Interest Only Investment Home Loans | |||
| 1 Year Fixed Rate | 4.84% | -0.15% | 5.85% |
| 3 Year Fixed Rate | 4.64% | -0.30% | 5.62% |
| 5 Year Fixed Rate | 5.34% | -0.10% | 5.74% |
| Fixed Rate Interest Only Investment Home Loans under MAV | |||
| 1 Year Fixed Rate | 4.69% | -0.15% | 5.63% |
| 3 Year Fixed Rate | 4.49% | -0.30% | 5.46% |
| 5 Year Fixed Rate | 5.19% | -0.10% | 5.61% |
| Product | New Rate | Change | Comparison Rate (p.a.) |
| (p.a.) | (p.a.) | ||
| Variable Rate Principal & Interest Owner Occupied Home Loans | |||
| Extra Life of Loan | 3.99% | -0.03% | 4.00% |
| Extra 2 Year Intro | 3.89% | -0.03% | 4.28% |
| Variable Rate Interest Only Owner Occupied Home Loans | |||
| Extra Life of Loan | 4.61% | -0.03% | 4.25% |
| Extra 2 Year Intro | 4.51% | -0.03% | 4.54% |
| Variable Rate Principal & Interest Investment Home Loans | |||
| Extra Life of Loan | 4.44% | -0.03% | 4.45% |
| Extra 2 Year Intro | 4.29% | -0.03% | 4.64% |
| Variable Rate Interest Only Investment Home Loans | |||
| Extra Life of Loan | 5.18% | -0.03% | 4.75% |
| Extra 2 Year Intro | 5.03% | -0.03% | 4.95% |
